by Phil Pavarini Insurance Agent

Independent Agent
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Questions & Answers

Here's some common questions which have come up when purchasing coverage.

How can I get a quote for office insurance online?

A: Absolutely! Our user-friendly online platform allows you to easily apply for insurance coverage from the comfort of your own home or office. Simply fill out the application, get a quote, make a payment, and you're covered – no need to wait for an agent.

How long does it take to receive a quote online?

A: Our online quote system provides instant quotes. Once you complete the application, you'll receive a personalized quote immediately, allowing you to make informed decisions about your coverage.

Can I pay for my insurance coverage online?

A: Yes, our streamlined process allows you to not only apply and receive a quote online but also make secure payments through our website. Complete the entire process online and get your coverage started without any delays.

Is coverage effective immediately after payment online?

A: Absolutely! Once you make your payment online, your coverage becomes effective immediately. There's no waiting period, ensuring that you are protected without any unnecessary delays.

Do I need to wait for an agent to review my application?

A: No waiting required! Our online system is designed for efficiency. After you submit your application and payment, you can start enjoying coverage right away. There's no need to wait for an agent to review or approve your application.

What if I need help or have questions?

A: Just ring an agent personally at number below, or schedule a phone appointment.  You'll speak with a licensed agent, no phone trees, no call centers, no call queues.

What insurance carrier is this coverage issued by, are you NEXT INSURANCE?

A: We are an independent agent authorized to offer Next Insurance, rated by AM Best A- Excellent.

Why should I purchase insurance from this website instead of directly from NEXT INSURANCE? 

A: When purchasing coverage from this website, everything is instantly priced, and once approved and paid, it is instantly issued. However, as independent agents, we can assist you with questions about coverage and policy servicing. We are your personal go-to for coverage questions. You get the best of both worlds: the best Fintech insurance pricing with the personal service of an individual agent.